Get a Low APR, Instant Savings & More only with CompleteEd™

Start out smart. Get all the free money or lower-interest Federal money you can first. Apply for private scholarships, grants and Federal Perkins and Stafford loans before any other financing.

Still not enough? A CompleteEd™ loan can cover the gap between the money you have and the money you need.

Graduate with Less Debt

It takes just 4 years to earn a college degree. But paying for it can seem like an eternity. That's where a CompleteEd certified student loan can make a difference. You borrow only the amount you need to pay for what's important: tuition, fees, books, room and board. So it's a responsible choice.

With no payments due until after graduation, you can make education your priority. Just like we do.

Ask An Expert

Our Student Loan Specialists have extensive college funding experience and can answer questions about Federal aid, CompleteEd student loans and more.

Call our Student Loan Specialists toll-free 1-800-798-1660, M - F, 7 a.m. - 5 p.m. CST.

Apply Now

It's quick. You'll hear back from us in just 60 seconds.

It's easy. Our simple e-signature eliminates most of the paperwork many other student loans require. Plus, CompleteEd works with your school's financial aid office to certify your loan amount. So you save time.

Get all this:

• APR savings
  • Low initial APR
  • Instant .25% APR savings if you are a credit union member or intend to join one
  • Additional .25% APR savings during repayment by signing up for automatic payments or ACH*
• No payments until after graduation
• Easy, secure online or phone application
• Free phone calls to Student Loan Specialists
• Convenient 24/7 online account management
• Available to students enrolled in 4- or 5-year accredited undergraduate or graduate programs
• More than 70 years of experience fulfilling the financial needs of millions of families

Why Certified Loan

CompleteEd offers certified loans. That means the school certifies student status, identity, and eligibility. Loan money is paid directly to the school. The loan covers up to 100% of tuition, fees, and books as well as room and board. Any money left over after paying for the cost of attendance is provided to the student. A certified loan usually has a lower variable APR than an uncertified loan.

Uncertified private student loans are awarded based on credit history and a school's lending limits. The loan is paid directly to the student and may be used to cover a number of college-related expenses. The borrower can ask for more than he or she actually needs for school. The danger is that students with a “spend now, worry later” philosophy may be tempted to use some of the money for things such as spring break trips. Since the APR is high on uncertified loans, that would be an irresponsible use of borrowed funds.

Note that CompleteEd private student loan APRs are variable based on the Prime rate. CompleteEd loans are available only to students with a creditworthy parent or other cosigner, which may help qualify you for a lower APR.

CompleteEd private student loans are originated through our partner University National Bank. After disbursement, CMG Student Lending Services, LLC, a member of the CUNA Mutual Group, assumes full ownership of all loans.

*"Discount applies while ACH is in effect. 3 consecutive non-sufficient funds will terminate ACH and cause discount to cease."