The Student Loan Process:

We've made the loan process as simple as possible. In fact, it's hardly a process at all. Here is what happens, from the moment you apply to the point loan funds are disbursed:

Submit Application

Once we receive your loan application, we’ll do a credit check and inform you of your qualification status within 60 seconds. Our site is secure, so the information you provide is protected.

Sign Loan Documents

Loan documents will be provided to you online. You have the option of using our e-sign method for paperless document signing, or you may print them out, sign them and return them to us via mail.

School Confirmation

Your school will be notified that you have submitted a student loan application with us. We will ask the school to verify your enrollment status, course of study and other information that confirms your eligibility and loan amount.

Funds Disbursed

You will be notified once the school has certified the loan within three to six weeks as to the status of your loan. Once we have final approval, your loan money will be sent directly to your school based on the school's guidelines.

The Cosigner Loan Process:

We've made the process of cosigning your student's loan as simple as possible. In fact, it's hardly a process at all. Here is what happens, from the moment you submit your information to the point loan funds are disbursed:

Submit Application

Once we receive your addendum to the student's loan application, we’ll do a credit check and inform you of your qualification status within 60 seconds. Our site is secure, so the information you provide is protected.

Income Verification

You will be asked to provide supporting documentation to verify your income. It will be used to determine your income-to-debt ratio.

Sign Loan Documents

Loan documents will be provided to you online. You have the option of using our e-sign method for paperless document signing, or you may print them out, sign them and return them to us via mail.


Ready to apply?
  • Qualify in 60 seconds
  • Are you ready to apply for a loan?
  • Submit by 2/12/10
Apply Now!
Cosigning a student loan?
  • Quick and easy application
  • Are you ready to cosign a loan?
  • Submit by 2/12/10
Apply Now!
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